Entering a higher educational institution, becoming a student is the dream of every young person. But in many cases, financial barriers restrict it. But now this problem can be easily solved using educational credit.

What is an educational credit?

Educational credit is a preferential loan provided to students studying on a contract basis in state, non-state, and foreign higher educational institutions. It will help you pay for your tuition.

Who is eligible for an education loan?

Educational credit is provided to students studying in bachelor's and master's programs on a full-time basis. Students who have transferred their studies can also take advantage of this opportunity.

An important condition is that the loan is allocated to 1st-year students for the amount of one year of contract. 2nd-year and higher students can receive a loan of up to 80% of the contract amount if their academic performance is below "3." You can return it within 7 years, starting from the seventh month, after completing the study period. Interest rates for boys are set based on the Central Bank's base rate, while interest-free loans are available for girls.

Educational loans are not available for students studying on a super-contract basis, as well as for students studying part-time, evening, or distance learning. Also, students of higher educational institutions abroad will not be able to receive educational loans. A guarantee will be required to obtain a loan. However, children from families included in the social protection registry do not require a guarantee.

You can apply for an educational loan online through the portal my.gov.uz and the information system talim-krediti.mf.uz. Your application will be processed within 5 business days.

Higher education.